United India Insurance Company

United India Insurance Company Limited is a government-owned company incorporated in 1938, but got nationalised in 1972. Headquartered in Chennai, it has currently 2,274 offices across India. CRISIL has revised its rating outlook on United India Insurance Company to “AAA/Negative” from “Stable”, reflecting on the weakness in the underwriting performance.

The highlight of this company's policies includes vintage car discount and anti-theft device discount. You can also enjoy a no-claim bonus. Its efforts are acknowledged with awards like SKOCH Award for ICT Based Innovation for M- Power and Award for Best Insurance Company in implementing the Government Health Schemes.

Company Highlights (Key Features & Benefits)


1. Multiple Plan Options
The company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in unfortunate circumstances.

2. Claim Settlement Ratio
The claim settlement ratio provided by United India General Insurance in FY20:
Car 82.93%, Bike 82.93%, and Commercial Vehicle 82.93%.

3. Network Garages
The company has 3100+ authorized network garages spread across the country where you can get cashless claim settlement.

4.24*7 Customer Assistance
You can contact them for inquiries or complaints 24x7 and also for claim assistance through SMS, emails, and phone call, seven days a week.

5. No Claim bonus
They transfer the no-claim bonus from previous policy (maximum up to 50%) to you.

6.24*7 Roadside Assistance
Add-on benefit to choose 24x7 emergency roadside assistance, which is just a call or click away no matter where you are stuck in India.

7. Zero Depreciation
Avail unlimited benefits of zero depreciation cover for new vehicles up to 5 years, with add-on benefits.

8. Personal Accident Cover:
For Car - up to Rs. 15 Lakh
For Bike - up to Rs. 15 Lakh

9. Third-Party Coverage:
For Car - Up to Rs. 7.5 Lakh (Property Damage)
For Bike - up to Rs. 1 Lakh (Property Damage)

10. Add on Cover
There are multiple add-on covers like Return To Invoice, Engine & Gearbox Cover, Courtesy Car Cover, Medical Expenses Cover, Electronic Fittings Cover, CNG / LPG-Bi-fuel Kit Cover,Fibre Glass Fuel Tank Cover, to downsize your liabilities.




The Company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in best way. Plans are as follows:

• Comprehensive car insurance
• Third-party car insurance
• Standalone car insurance
• Standalone car insurance exclusions
• Usage-based motor insurance


Why to buy with FinSukh?
• Instant policy # within few minutes
• Huge Network of Local Advisors
• Lowest Price Guaranteed
• Guaranteed Claim Assistance
• No Commission for matching Advisor
• 24*7 Online Digital Support


How to buy with FinSukh.com
1. Tell us what you’re looking for
2. We find the best agents in your area
3. You connect with the local agents of your area
4. Presentation & Completion of Proposal
5. Delivery of final documents with support till policy term

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