IFFCO Tokio General Insurance

IFFCO-Tokio started as a joint venture between IFFCO (Indian Farmers Fertiliser Co-operative Limited) and Tokio Marine group, well known as one of the largest insurance groups in Japan. It was incorporated in 2000 and stays headquartered in Gurugram, Haryana. There are more than 20,000 agents and branches across India.

You experience hassle-free processing of insurance with doorstep services. The exciting part of their insurance is the add-on benefits in “Value Auto Coverage” that covers insurance of personal belongings, daily travel costs and much more. It has received an iAAA rating from ICRA Limited. IFFCO-Tokio has been awarded “2018 Asian Awards For Best Company Initiative”, “Most Admired Company Of The Year” and others.

IFFCO Tokio caters you the coverage against physical damage to your car, personal damage or injury and third party liability like personal injury or death and property damage. Comprehensive car insurance policy is the ideal plan for optimum protection third party liability, personal liability and popular add-on for easy claim settlement. Choose the right insurance policy according to your vehicle requirement.

Company Highlights (Key Features & Benefits)


1. Multiple Plan Options
The company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in unfortunate circumstances.

2. Claim Settlement Ratio
The claim settlement ratio provided by IFFCO-Tokio General Insurance in FY20:
Car 92.65%, Bike 85.71%, and Commercial Vehicle 85.71%

3. Network Garages
The company has 4300+ authorized network garages spread across the country where you can get cashless claim settlement.

4.24*7 Customer Assistance
You can contact them for inquiries or complaints 24x7 and also for claim assistance through SMS, emails, and phone call, seven days a week.

5. No Claim bonus
They transfer the no-claim bonus from previous policy (maximum up to 50%) to you.

6.24*7 Roadside Assistance
Add-on benefit to choose 24x7 emergency roadside assistance, which is just a call or click away no matter where you are stuck in India.

7. Zero Depreciation
Avail unlimited benefits of zero depreciation cover, with add-on benefits.

8. Personal Accident Cover:
For Car - up to Rs. 15 Lakh
For Bike - up to Rs. 15 Lakh

9. Third-Party Coverage:
For Car - Up to Rs. 7.5 Lakh (Property Damage)
For Bike - up to Rs. 1 Lakh (Property Damage)

10. Add on Cover
There are multiple add-on covers like Return to Invoice Cover, and New Vehicle Replacement to downsize your liabilities.



The Company is offering multiple car, bike, & commercial vehicle insurance plans to cater to your different needs. You can choose the one that insures your vehicle in best way. Plans are as follows:

• Comprehensive car insurance
• Third-party car insurance
• Standalone car insurance
• Standalone car insurance exclusions
• Usage-based motor insurance


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