JEEVAN LABH PLAN 936

Jeevan Labh is the highest selling plan of LIC of India. It offers a limited premium paying term with excellent returns. LIC Jeevan Labh is a participating, non-linked limited premium paying individual savings plus risk cover plan, which offers the combined benefit of savings and protection. This is a fixed-term policy that allows the policyholder to select premium paying term with his own choice.

 

Jeevan Labh is an endowment plan where you need to pay premiums for a limited time, and at the end of the policy term, the policyholder gets full sum assured plus bonus and final additional bonus if any. In case of death of the insured anytime during the policy term, the nominee will get the Death Benefit in the form of Sum Assured and bonuses.

 

Key Features of LIC Jeevan Labh Policy

• This Plan is non linked pure endowment plan.
• The scheme guarantees risk coverage for full Sum assured from day one of policy.
• This is a fixed-term policy i.e., for 16, 21 & 25 year
• The premium paying term is 10, 15 & 16 years as per the policy term selected.
• Very good plan in terms of Returns & Risk Cover
• In case of death of insured any time during the policy term, nominee will get full Sum assured and bonus along with FAB, if any.
• The minimum sum assured is Rs 2,00,000 with no upper limit
• This policy can be taken between 8 to 59 years of age
• The policy offers all premium paying mode i.e. monthly, ecs, quarterly, half yearly and yearly
• On completion of policy term, full Sum assured along with bonus and FAB if any paid to policyholder
• This plan offers Accidental Death and Disability Benefit Rider
• There is a Loan and Surrender facility available under this plan
• Premium paid under this policy gets tax benefits under IT act

 

 

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