JEEVAN TARUN PLAN 934

LIC’s Jeevan Tarun Plan is a life assurance money back, non-linked, participating plan. This plan is perfect to meet the educational, marriage and other needs of growing children through Survival Benefits.

This plan provides risk cover on the life of child during the policy term. This plan provides survival benefit as money back at regular intervals between 20 to 25 years of the child depending as per options selected.

This plan can be purchased by any of the parent or grand parent for a child aged between 0 to 12 years.

There are 4 options of maturity benefit in this child plan and can be opted for money back options as well.

Options Survival Benefit Maturity Benefit

Option 1: No Survival Benefit 100% of Sum Assured + vested Bonuses
Option 2: 5% of Sum Assured paid every year for the last 5 policy years The remaining 75% of the Sum Assured is paid + vested Bonuses
Option 3: 10% of Sum Assured paid every year for the last 5 policy years The remaining 50% of the Sum Assured is paid + vested Bonuses
Option 4: 15% of Sum Assured paid every year for the last 5 policy years The remaining 25% of the Sum Assured is paid + vested Bonuses

 

Key Features of LIC’s New Children’s Money Back Plan

• This is a non-linked child money back plan
• Perfect Plan to make financial provision for education, marriage and other needs of children
• LIC Jeevan Tarun Plan is a participating Endowment Plan with limited pay option which can be an option for a child up to 12 years of age.
• Premium needs to be paid till the child is 20 years old while the policy continues till the child completes 25 years of age
• Premium waiver benefit is available in case of unfortunate death of proposer
• The minimum sum assured is Rs 75000 with no maximum limit
• The policy offers all premium paying mode i.e. monthly, ecs, quarterly, half yearly and yearly
• There is a Loan and Surrender facility available under this plan
• Premium paid under this policy gets tax benefits under IT act

 


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