Lifelong Assure Plan

We all wish for a regular flow of income at all stages of our life, but most of the time accomplishing those over age & time is not possible. Helping you with a solution, we Bajaj Allianz developed Lifelong Assure - a unique scheme that provides you with income and protection , security till your 100th birthday so that you can remain worry free all your life.

Key Features

• Life cover protection up to 100 years of age

• Option to increase coverage with rider benefits *

• Guaranteed* Cash back from the end of premium payment period

• Guaranteed death benefit up to 300% of the sum insured based on the chosen premium payment term

• Cash bonus starting at the end of 6 years, if any.

• Tax benefits under Sec. 80 C. and Sec. 10 (10D) 9 are available under the Income Tax Act

How does your plan work?

You can customize your policy according to your requirement in the following way:
Step 1: Select your Sum Insured
Step 2: Select your premium payment term (PPT)
Your premium will be based on your current age, sum insured, PPT and premium payment frequency.


Survival Benefit

a. You will start getting guaranteed cash back of 3% of your Sum Assured every year from the end of your premium payment period till the age of 99 years.
B. You will be entitled to a cash bonus, if any, starting from the end of the 6th policy year till the age of 99 years.


Maturity Benefit

Your policy will mature at the age of 100. On the maturity date, if all premiums are paid, the maturity value under your policy, as described below, will be paid and the policy will terminate.
PPT Sum Assured on Maturity 10 years 200% of Sum Assured and 15 years 250% of Sum Assured and 20 years 300% of Sum Assured In addition, terminal bonus, if any, will be paid.


Please refer to the related product / rider sales literature or visit the company's website or consult your "insurance advisor" for more information and eligibility conditions,

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