An Individual, Non-linked, Non-participating, Life insurance, saving product with return of premium.

Protect your family with assured returns of premium

Now get protection with the added benefit of getting your premium back. SBI Life - Saral Swadhan + is a individual, non-linked, non-participating, life insurance, savings product with a return of premium product that provides a fixed life cover during the policy term along with an added advantage of guaranteed maturity for in-force and paid-up policies.

This scheme provides -

• Safety - meet the needs of your family in the event of an eventuality

• Reliability and return of premium on maturity

• Flexibility - choose between two policy terms and several premium options

• Simplicity - Easy Enrollment


Prepare the foundation for a brighter tomorrow by investing today.


• Fixed life cover throughout policy term along with maturity benefits
• Maturity benefit of 100% or 115% of the total premiums paid (for policy term of 10 and 15 years respectively).
• Policy term options – Term 10 years and 15 years
• Choose the premium amount you want to pay
• Simplified proposal form


• Security: In case of an eventuality, get protection for your family

• Reliability: Take advantage of getting your premium back at the end of the policy term

• Flexibility: Option to pay premium as per your financial capability

• Simplicity: hassle-free application to ensure speedy processing

• Get tax benefit *



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