HDFC Life Sanchay Par Advantage

“Enjoy lifelong regular income with flexibility of payouts and whole life cover1”

As you go through different phase in life, there are dreams and aspirations that you set for yourself and your family. More often than not, you make difficult choices, sacrificing one dream for another. You also have to take care of day-to-day responsibilities, such as running a family, paying health expenses, children's school fees, etc. With the increasing uncertainties of life, it is important to secure a source of income, which takes care of these expenses, after your retirement or in case of unfortunate demise. A life insurance plan provides financial protection against such unforeseen events.

To help you achieve your goals, we present to you "HDFC Life Sanchay Par Advantage", a life insurance solution that allows you to live an uncompromising life, while securing your family's future, and ensuring to leave you a legacy for them.

HDFC Life Sanchay Par Advantage is a participating life insurance plan that provides an option to avail risk cover for the entire life (up to the age of 100 years). The plan provides you with a holistic solution to generate a regular income and to create a fund to achieve the planned goals and secure the future of your loved one without any compromise.

Plan Variants

Immediate Income option
An option that provides regular income by way of cash bonuses (if declared), from 1st policy year and provides lump sum at maturity thereby creating a legacy for your loved one.

Deferred Income option
An option that provides Guaranteed Income for a guarantee period2, and also provides regular income by way of cash bonuses (if declared) throughout the policy term. It helps create a legacy for your loved ones by providing a lump sum at maturity.
2 Guaranteed Income starts after Premium Payment Term + 1 year, provided all due premiums have been paid and the policy is in force. Guaranteed Income and Cash Bonus payouts, if declared, start one year after the end of Premium Payment Term. Guarantee Period is a period which is lower of 25 years, or Policy Term minus (Premium Payment Term + 1) years.


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